1. MAKING THE RIGHT CHOICE

It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you.  We believe in full disclosure and the importance of planning.  Some questions you should ask yourself:

 

What reasons are prompting you to move and what is your preferred timeline?

 

Have you been through the pre-approval process?  If so, what amount have you been approved for?

 

When we find the right home for you, are you prepared to make an offer?

 

2. YOUR LIFESTYLE

Deciding on what type of home you want to live in is just as important as deciding on where you want to live.  For some, location is everything.  For others, home details are everything.  It is important that you decide what is most important for you and what type of lifestyle you truly desire.

 

3. LOCATION, LOCATION, LOCATION.

Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreation centres.  These things define your lifestyle choice and are not only necessary, but convenient.

 

GETTING PRE-APPROVED FOR YOUR HOME LOAN

 

There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can’t afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research: Learn about junk fees, processing fees or points and make sure there aren’t any hidden costs in the loan.

 

 

KNOWING YOUR DEALING WITH A SMART NEGOTIATOR

 

First, ask them to provide their sales results and compare their closing prices to the asking prices.  Find out if the difference meets your expectations and the market average.

 

Second, ask them to provide a strategy for negotiations and never except “We will do that when we get there.”  Many  agents are not prepared to sell your home and prove that by not having a detailed plan.  Preparation is key to successfully selling your property and negotiations start even before you get an offer.

 

Third, find out if they are “straight-line negotiators” and if they are willing to walk away if any offer is not in your best interest.  Not selling a home just to sell is usually the best decision you can make.  If an agent is ever forceful in trying to make you accept an offer, he usually doesn’t have your best interest in mind.

 

By utilizing partnerships and being a smart negotiator, the final result will most of the time lead to a successful execution of the sale of your home.  It will also land you the most money in your pocket, the least stress and grant peace of mind moving forward.  Ultimately, all agents should strive to accomplish this.  We do!

 

 

YOUR NEEDS & WANTS

 

WHAT ARE THE THINGS THAT ARE MOST IMPORTANT TO YOU?

 

Motivation - Why have you decided to buy a home?

Timing - Are you flexible in timing or are we working towards a certain date?

Pricing - What is your price range?

Decision Making - Will anyone else (family member, partner) be involved in the transaction?

Location. Location. Location. - What communities do you prefer or are you not sure yet?

Home Type - Are you looking for condo, townhome, single family, etc.

Home Size - What square footage and how many bedrooms/bathrooms, etc. are you looking for?

Lot Size - What size yard meets your needs.

Floor Plan - What is important to you in the layout of your home?

Architectural Style - Is there a particular style you prefer?  Bungalow, two-story, split-level?

1. MAKING THE RIGHT CHOICE

It is very important to evaluate yourself and your situation to help ensure that buying a home is the right decision for you.  We believe in full disclosure and the importance of planning.  Some questions you should ask yourself:

 

What reasons are prompting you to move and what is your preferred timeline?

 

Have you been through the pre-approval process?  If so, what amount have you been approved for?

 

When we find the right home for you, are you prepared to make an offer?

 

2. YOUR LIFESTYLE

Deciding on what type of home you want to live in is just as important as deciding on where you want to live.  For some, location is everything.  For others, home details are everything.  It is important that you decide what is most important for you and what type of lifestyle you truly desire.

 

3. LOCATION, LOCATION, LOCATION.

Another important decision during the buying process is proximity to important things such as schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreation centres.  These things define your lifestyle choice and are not only necessary, but convenient.

 

GETTING PRE-APPROVED FOR YOUR HOME LOAN

 

There’s a big difference between a buyer being pre-qualified and a buyer who has a pre-approved mortgage. Anybody can get pre-qualified for a loan. Getting pre-approved means a lender has looked at all of your financial information and they’ve let you know how much you can afford and how much they will lend you. Being pre-approved will save you a lot of time and energy so you are not running around looking at houses you can’t afford. It also gives you the opportunity to shop around for the best deal and the best interest rates. Do your research: Learn about junk fees, processing fees or points and make sure there aren’t any hidden costs in the loan.

 

 

KNOWING YOUR DEALING WITH A SMART NEGOTIATOR

 

First, ask them to provide their sales results and compare their closing prices to the asking prices.  Find out if the difference meets your expectations and the market average.

 

Second, ask them to provide a strategy for negotiations and never except “We will do that when we get there.”  Many  agents are not prepared to sell your home and prove that by not having a detailed plan.  Preparation is key to successfully selling your property and negotiations start even before you get an offer.

 

Third, find out if they are “straight-line negotiators” and if they are willing to walk away if any offer is not in your best interest.  Not selling a home just to sell is usually the best decision you can make.  If an agent is ever forceful in trying to make you accept an offer, he usually doesn’t have your best interest in mind.

 

By utilizing partnerships and being a smart negotiator, the final result will most of the time lead to a successful execution of the sale of your home.  It will also land you the most money in your pocket, the least stress and grant peace of mind moving forward.  Ultimately, all agents should strive to accomplish this.  We do!

 

 

YOUR NEEDS & WANTS

 

WHAT ARE THE THINGS THAT ARE MOST IMPORTANT TO YOU?

 

Motivation - Why have you decided to buy a home?

Timing - Are you flexible in timing or are we working towards a certain date?

Pricing - What is your price range?

Decision Making - Will anyone else (family member, partner) be involved in the transaction?

Location. Location. Location. - What communities do you prefer or are you not sure yet?

Home Type - Are you looking for condo, townhome, single family, etc.

Home Size - What square footage and how many bedrooms/bathrooms, etc. are you looking for?

Lot Size - What size yard meets your needs.

Floor Plan - What is important to you in the layout of your home?

Architectural Style - Is there a particular style you prefer?  Bungalow, two-story, split-level?

"Making decisions with your heart is often less practical

than making it with your head.  Your choice matters!"